Assam Government launched Apun Bahan Scheme under which financial relief will Be Provided to the permanent State Government Employees and to ease the access to Motor Vehicle loans for the purchase of a MotorVehicle for the family. Check more details about the Assam Apun Bahan Scheme Apply Online, Eligibility Criteria and Loan amount.
Assam Apun Bahan Scheme
Assam Government will Provide Interest Subvention for the Purchase of Car by the Permanent State Employees. Male Employees will get Interest Subsidy of 2% for Purchasing Diesel/Petrol Cars while 3% Interest Subsidy will be Given when Electric Vehicle is purchased by the Male Employees. Women and Divyangjan Employees will get 3% Interest Subsidy On purchasing any kind of Vehicle either Diesel/Petrol or Electric. Max Loan of 15 lakh or 48 times of Monthly Salary which is lower will be Provided to the Employees.
Assam Apun Bahan Scheme Benefits
Fulfiling the Dream of Having a Four wheeler in the House of Permanent State Employees.
Providing Interest Subvention against the Loan of Purchasing a Car.
Providing Support Male, Female, and Divyangjan for Purchasing a Vehicle.
Providing a loan of 15 lakh Rupees or 48 times of the Monthly Salary which is lower.
Providing Interest Subvention of 2% against Purchase of Diesel or Petrol Car and 3% against Purchase of Electric Vehicle for Male Employees.
Providing Interest Subsidy of 3% to Females and Differently Abled Employees for Purchasing any kind of Vehicle.
Highlights
Scheme Name – Apun Bahan Scheme
State – Assam
Launched By – CM Himanta Biswa Sharma
Beneficiary – Government Employees
Benefit – Interest-free Vehicle Loan
Application Mode – Offline
Assam Apun Bahan Scheme 2024 Guidelines
Repayment Loan of auto loan will be for a tenure of Minimum of 3 years and maximum of 7 years.
Repayment will be fixed Based on Equated Monthly Instalments.
Vehicle Purchase should be Registered in the name of the Employee and Cannot use for Commercial Purpose.
The Scheme is Designed for only one Vehicle per Employee.
Self Declaration by the Employee that no other vehicle under the Same Scheme has been purchased by hum.
Vehicle Registration copy should be submitted to the Branch for Record-Keeping.
Eligibility Criteria for Assam Apun Bahan Scheme
Applicant must be Permanent State Employees.
Annual income must be at least 3 lakh Rupees or above.
Applicant’s age must be between 21 years and 53 years.
Three wheeler Vehicle Loans are not eligible under this Scheme.
Only two wheeler and Four Wheeler Purchase loan are Eligible under Apun bahan Scheme.
Loan will be given for the maximum tenure of 7 Years.
Documents Required for Apun Bahan Scheme
Aadhaar Card
Pan Card
Domicile Certificate
Self Declaration
Vehicle Registration
Vehicle Insurance
Mobile Number
Bank Passbook
Bank Account Statement
Passport Size Photo
Signature
Application Form for Apun Bahan Scheme 2024
Apun Bahan Scheme Application Form can be Obtained from the Respective Banks.
Fill the Application Form with all the Personal Details like Name, Department and Bank Account Statement.
Fill the Complete Details of Your Address.
Application Form will be Submitted by the Employees though their DDOs with Complete Set of Document as Per Checklist given in the Application Form.
Scrutiny will be done by the Concerned Bank and Bank Team will Accord Final Sanction Based on the Proposal.
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