Assam government has decided to facilitate housing Loans for regular state government employees through the State Bank of India under Assam Apun Ghar Scheme . State Bank of India has proposed extending housing loans to State Government employees at an interest rate of 8.50% (for women) and 8.55% (for men). Assam Government to provide a subvention of interest @ 3.5% and after applying this interest subvention, the employees would get housing loans up to Rs 15.00 lakh @ 5.0% (for women) and @ 5.05% (for men). Check more details, application process, eligibility for Assam Apun Ghar Scheme 2024.
Check the Facilities of Apun Ghar Scheme Assam
Housing Loans for Regular State Government Employees.
Interest Subvention of 3.5% on Housing Loans for Both Men and Women.
No Processing Fees will be charged from the State Government Employees for Housing Loan.
Check-off facility will be Given by DDOs of the Concerned Employees for Recovery of Interest and Principal Amount.
Close relatives can come together to avail housing loan jointly if they are employees of the Government of Assam.
Assam Government interest subvention will be availed on loan clubbing together up to the prescribed limit.
Apun Ghar Scheme Assam 2024
Scheme Name – Assam Apun Ghar Scheme
State – Assam
Launched By – CM Himanta Biswa Sharma
Beneficiary – State Government Employees
Benefit Interest – Subvention Scheme
Application Mode – Offline
Official Website – Apun Ghar | Finance | Government Of Assam, India
Eligibility Criteria for Apun Ghar Scheme Assam
Applicants should be Regular Government Employees of state to Get Benefit from the Scheme.
There will be no need of a mortgage of property for a loan amount up to Rs 10.00 lakh.
However, the SBI has referred this matter to their corporate center to increase the margin up to Rs. 15.00 Lakh.
The benefits of interest subvention will be available to the eligible employees who apply for the housing loan within 2 years from the date of issuance of the Government Office Memorandum/Notification.
Minimum of 21 years and at least 5 years of residual service will be eligible for the loan scheme and maximum of 70 years for employees with pensionable service and a maximum of 60 years for non-pensionable service holders, by which period the loan should be fully repaid.
Documents Required for Apun Ghar Scheme Assam
Passport Size Photo
Aadhar Card
Pan Card
State Bank Account
Latest Salary Certificate
No Dues Certificate
6 month Salary Statement
Land or Building Ownership
Applicants Mobile Number
Application Form for Assam Apun Bahan Scheme
State Government employees may submit application forms through their DDOS with a complete set of documents as per the checklist and application format provided by SBI. To Download The Apun Bahan Scheme Application Form, Click Here
finance.assam.gov.in/sites/default/files/APPLICATION FORM FOR HOME LOAN_2.pdf
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