PMSBY – Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. A premium ofRs.20/- per annum per member. The premium will be deducted from the account holder’s bank / Post office account through ‘auto debit’ facility on or before 1st June of each annual coverage period under the scheme.
Coverage Duration:
Coverage under PMJJBY is valid for one year from 1st June to 31st May on payment of annual premium.
Accident cover assurance termination:
On attaining age 70 years (age nearer birth day).
Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
In case a member is covered under PMSBY through more than one account and premium is received by insurance company inadvertently, insurance cover will be restricted to Rs. 2 lakh.
Benefits
On Death- the Nominee shall get Rs. 2 Lakhs.
Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot- Subscriber shall get Rs. 2 Lakhs.
Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot –subscriber shall get Rs. 1 Lakh.
Individual bank account holders of participating banks
Application Process for Pradhan Mantri Suraksha Bima Yojana
Candidate may visit the official site: https://jansuraksha.gov.in/Forms-PMSBY.aspx
Contact:
State wise tollfree number – https://jansuraksha.gov.in/files/STATEWISETOLLFREE.pdf
National Toll Free Number – 1800-180-1111 / 1800-110-001
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